HearthSold
Compassion Mode

You're not just a listing.
You're a person, in a moment.

HearthSold was built for the hard sales — probate, foreclosure-avoidance, hardship. Pick the path that matches your situation. We'll walk it with you, no judgment, no upsell.

Inherited a home

A loved one passed and left a house. You don't have to fix it, clean it out, or navigate this alone.

Your path forward
  1. 1Locate the will, death certificate, and most recent property tax bill
  2. 2Confirm if probate is required in your state (often required if title is in the deceased's name only)
  3. 3Get the home secured — change locks, forward mail, contact insurer about vacancy
  4. 4List as-is on HearthSold — buyers expect estate condition; no clean-out needed
  5. 5Close after probate clears, or with a buyer who'll wait
Documents to gather
  • Death certificate
  • Will or letters testamentary
  • Property deed
  • Recent tax bill
  • Mortgage statement (if any)

Avoiding foreclosure

If you're behind on the mortgage, selling before the bank takes the home protects your credit and any remaining equity.

Your path forward
  1. 1Get your full payoff amount from your lender (call, ask for 'payoff statement')
  2. 2Don't ignore lender mail — note any sale date so we can work backward from it
  3. 3List immediately with a clear timeline — verified cash buyers can close in 14 days
  4. 4If your loan exceeds home value, ask your lender about a 'short sale' approval
  5. 5Use proceeds to pay off the mortgage and walk away with your credit intact
Documents to gather
  • Most recent mortgage statement
  • Notice of default (if received)
  • Property tax status
  • Recent home insurance

Hardship & can't keep up

Job loss, medical bills, or a partner's passing changed everything. Selling on your timeline is okay.

Your path forward
  1. 1Take a breath. You have more time than the bank or relatives suggest.
  2. 2Use our fair-value estimator — know what your home is worth before deciding
  3. 3List as-is with full transparency in your seller story (buyers respond well)
  4. 4Pick the buyer whose terms match your needs — fastest, highest, or most flexible
  5. 5Use any remaining equity to start fresh
Documents to gather
  • Photo ID
  • Mortgage statement
  • Recent tax bill
  • HOA statement (if applicable)

Need a real human?

Our seller-care team helps with paperwork questions and timing decisions — free, and never tied to a sale.